Keeping your business insured is one of the most important financial decisions for a business owner…But if you don’t have a sufficient amount of coverage or even the right kind of insurance, you could easily jeopardize your business, your finances, or even your daily operations.
Erman Insurance will get your business covered with the right insurance at the best rates available.
Types of Business Insurance include:
- Commercial Property Insurance
- Commercial General Liability
- Commercial Auto Insurance
- Commercial Umbrella Insurance
- Business Owners Policy (BOP)
- Inland Marine Insurance
- Professional Liability
- Workers Compensation
- Bonds
- Surety Bonds
- Fidelity Bonds
- Licensing and Permit services
What is Commercial Property Insurance?
Commercial Property Insurance protects your building and the personal property of your business from accidents or a major financial loss.
This may include:
- Your building
- All interior items such as desks, furniture, etc.
- Outdoor signs on your property
- On-site equipment
- Your inventory
What is Commercial Umbrella Insurance?
A Commercial Umbrella protects your business with additional coverage should a lawsuit or major accident exceed the limits of your existing, or underlying business liability policy. It can also insure an incident that occurs outside of your coverage territory.
This may include incidents such as:
- Accidental falls or slips on your property
- A carbon monoxide leak in your building
- Libel, slander, or invasion of privacy
- If your product causes injury or illness
- If a fire in your building damages other property
- Violations of Employment Practices Liability
What is Professional Liability?
Professional Liability Insurance insures the people and/or entities of your business from negligent claims made by third parties or internal sources.
This may include:
- Errors and Omissions Liability (E & O)
- Directors and Officers Liability (D & O)
- Fiduciary Liability
- Employment Practices Liability